Check Services

Traditional check payments are an integral part of the payment processing ecosystem. Our Smart Check services offer our merchants the ability to accept and process payment via checks from their customers, just like a credit card.

Using a check reader or imager connected to a credit card terminal, easily process and deposit checks without making a trip to the bank.

Back To All
Enjoy Fast Access to Funds

Receive funds in as little as three business days.

Less Costly

Check handling labor and costly banking fees are eliminated. And no more filing paper claims for bad checks.

All-in-One Solution

Our solutions support multiple locations and users.

Equipment Flexibility

Use equipment that supports PC-based desktop terminals.

Increase Productivity

Electronic bank deposits eliminate trips to the bank.

Convenient Funding

Funds are electronically deposited into your existing bank account (no separate account).

merchant Funding Criteria

Our merchant funding process works through your credit card terminal; therefore, in order to finalize the funding process, you will need to switch your card processing to us. This transition will be seamless and will not stop your daily business in any way.

Availability is based on the following criteria:

  • Your business is a restaurant, retail, or service business.
  • Your business processes at least $4,000/month in credit card sales.
  • Your company has been in business for more than one year, and you have at least one year left on your lease.
  • Your business does not have any open judgements or bankruptcies.

Check Services Programs

Verification Conversion

Confidently accept paper checks at the point of sale and instantly screen the check writer’s name and account history against proprietary and third-party databases before completing the transaction. Check funds are quickly deposited into the merchant's bank account.

Guaranteed Conversion

Increase security and peace of mind with guaranteed check funding. Electronically process checks at the point of sale and instantly receive verification of the check writer's account history before completing the transaction. By following simple steps during the sale, you can avoid risk of non-payment from NSF checks. If a verified check comes back returned, payment will be guaranteed by the processor.

Quick Service Program

A program designed to speed up the checkout process in quick service environments, such as convenience stores and fast food restaurants. No driver's license is required for checks up to $50.00. Approved checks are guaranteed.

Support & Training

We have professionals across the United States ready to support you in your needs. Our customer service is unparalleled, and we’re eager to make this process as smooth as possible for you. Here’s how we can help.

Assistance With Set-Up

Whether you're switching from another system or starting fresh, we'll help you get up and running.

Ongoing Maintenance

Need guidance along the way? We're here to provide any support you might need in the future.

Support Everywhere, Anywhere

No matter where you are in the country, our skilled experts are ready and eager to assist you.

Transparency and Precision

It's our goal to make this as easy as possible. Count on us to give you exactly what you need to succeed.

Ready to get started?

Get a Free Quote